Debt Diet Week 16: Payday Splurges, Negotiating With Family Members

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Penny

I received my first check last week from my new job. I was planning on saving most of it, but I think I spent it on eating out and miscellaneous things that I really didnt need. I think I was excited about getting a regular paycheck and thus I blew it. Well I cant redo the past, so I need to focus on the future. I have my next highest interest card scheduled to be paid off this week. And then with the next paycheck I will have another credit card paid off.

I talked with Jean about the stock plan at Walmart and she suggested that I work on my emergency fund for now. So that is what I will be doing. I think if I put half my checks into savings, I will build it up faster. With Christmas coming, too, I have to plan on gifts for my kids and grandchildren. I do well sticking to a budget for Christmas and so I am not really worried about that. I have asked them to send me a list of items they want so I can get started on the shopping.

I had to purchase new shoes, and I thought I did well, but they still hurt my feet and legs. I am going to try the Dr Scholls in these to see if they help. They were the only pair that fit comfortably because I have wide feet. I found a pair of Nikes that felt OK, and I may need to go back and get those next week if these dont improve. I am also going to check into support stockings to help my legs. And this week I am focusing on making my lunches and staying at work.

I did notice that I did not have to fill up my car in 3 weeks, which I figured saved me about 180.00 dollars. Wow, that was worth quitting real estate right there. That doesnt include if I would have showed property, which would have used more gas. That savings alone will help pay off more loans. Yeah!!!

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